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Indiabulls home loans are designed for the unique needs of our customer and are offered at highly competitive interest rates with flexible repayment options.
A home is one of the biggest investments you will make in your life. And, more than that, it is a dream come true for your family and you. We understand what this means to you and our home loans make it as easy and convenient as possible for you to own a home of your choice. With easy digital processes, quick disbursement, thousands of pre-approved projects and competitive home loan interest rates, our housing loans will make your home buying process a simple and hassle-free affair.
Whether you prefer to apply for a home loan online or offline, our team will provide you with end-to-end, one-stop service for a seamless experience. Be it helping you find the right property or getting the home loan amount you need. Be it completing the simple documentation processes or getting speedy disbursal to close the deal, our team will be by your side, guiding you every step of the way.
You can apply home loan online anytime, anywhere through our app or our website and get quick approval.
Unmatched features of our Home Loans
Home Loan Ranging from
# The final rate of Interest will depend upon Profile, Loan amount, tenor , property type and other risk parameters.
# This includes the Rates being offered under the Co-origination arrangement in association with Banks.
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Home loans from Indiabulls come at an attractive interest rate. We offer concessional rates of interest to women.
We believe in utmost transparency of operations hence there are no hidden charges applied on loan disbursals.
With our quick property loan approvals, you will not face any unnecessary delays in getting your home loan.
Say goodbye to tedious paperwork! We are there for you to even file your papers.
Our flexible repayment options make it easy for you to focus on all the important priorities of your life.
We provide you with flexibility of choosing a tenure that suits your needs.
You can pay your loan using EMI, Prepayment and Flexible Loan Investment Plan options using any of these payment modes:
Cheque/Drafts | NACH/ eNACH | RTGS Transfer | NEFT Transfer | Cash | Fund Transfer
Need additional funds during your tenure? Simply top-up your home loan. To do that, you can consult our expert customer service personnel at the nearest Indiabulls Home Loans office.
Want to lower the EMIs you are currently paying on your loan? Opt for Home Loan Transfer. Our Home Loan Transfer feature offers great convenience in enabling you to transfer your existing home loan from private & foreign banks, scheduled commercial banks (SCBs), housing finance companies (HFCs) registered with national housing bank (NHB) to Indiabulls Home Loans. You can choose to transfer your existing home loan balance to avail lower interest rates.
The home extension loan from Indiabulls Housing Finance allows you to add more room to your existing home to accommodate a growing family.
For both salaried and self-employed individuals, the income tax authorities offer home loan tax benefits from specified financial institutions.
Under this section, you can claim deduction of up to ₹200,000 on the interest paid towards a home loan. For properties that are rented out, there is no limit on amount of deduction.
You can get a maximum of ₹1,50,000 deduction from the income, on repayment of principal amount of the property loan (home loan) during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such residential property to the individual is also considered under this amount.
Home loan (Property loan) comes with a dual advantage - you can enjoy savings on both your tax as well as rent. This will enable you to completely focus on your priorities in life. Moreover, you will be able to contribute towards the EMI outflow. Not just that, over the years, the value of your residential property would keep appreciating thereby securing your future by becoming a prized asset. So, investing in your home is as good as investing in your brighter future. Your one small step will enable you to reap rich rewards as your home will turn into a lucrative asset for your posterity.
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All you salaried individuals and self-employed individuals, applying for Indiabulls Home Loan, here’s a checklist of documents required to be submitted in order to avail your home loan. These documents will facilitate smooth processing of your property loan application. So, please keep all the documents ready before submission with all the required signatures and stamps.
Income Documents: Duly attested